What do you know about your own medical insurance coverage? If you leave the state will your insurance continue to cover you and your family? What about leaving the country?


It’s important to know and understand what your medical coverage covers, and to plan accordingly for international excursions. Many travelers maintain travel medical insurance in order to best prepare for accidents or illnesses abroad. The coverage differs from your regular coverage and may have specific coverage dates. It is not to be confused with insurance that covers money lost when a vacation or travel plan is canceled unexpectedly. Travel medical insurance focuses on emergency medical and evacuation costs while overseas.


Trip Insurance V. Travel Medical Insurance

Trip cancellation coverage is usually pricey to the consumer. By removing this coverage alone, you can save substantially and get all the medical coverage you need.

Your travel medical insurance coverage should cover:

-Medical emergencies

-Emergency evacuations

-Emergency dental treatment

-Emergency transportation

-Accidental death and dismemberment

-Funeral/body transport

Many travel medical policies also include:

-Lost or delayed baggage

-Flight delays


The only thing travel medical insurance does not cover is trip cancellation. These plans are cheaper and based on age, trip duration, and coverage amount. Consumers may pay as little as a few dollars per day compared with trip insurance which can cost up to 10 percent of the cost of the trip itself.


Reasons to Buy Travel Medical Coverage

-Food Poisoning caused by parasites, bacteria, and viruses are common during travel when tourists eat unfamiliar foods from unfamiliar sources.

-Dental accidents and trauma due to an accident.

-Evacuation out of remote areas to a location with access to proper medical care.

-Serious injury or death due to accident or natural disaster.

-Access to medical care while requiring medical transportation.

-Lost, delayed, or stolen baggage results in loss of prescription drugs and medical devices.


Who Should Buy Travel Medical Insurance?

You should buy travel medical insurance if you frequently travel outside the United States, whether for business or pleasure. U.S. citizens traveling abroad, visitor to the U.S., business travelers working out of the country, long-term and world travelers, and missionaries and foreign aid workers. No matter where you’re going and for how long, you want to make sure your insurance coverage stays the same wherever you go. Don’t put your health at risk and avoid financial devastation by purchasing travel medical insurance before you leave the country.


Depending on your need, you can find travel medical plans for single trip medical coverage, multi-trip medical, and long-term major medical. The single-trip coverage lasts up to six months. Multi-trip coverage can be purchased in three, six, and twelve-month plans. Long-term major medical plans should cover the long-term traveler and can be paid for monthly and renewed annually.


Do you need travel medical insurance coverage? Find out the best companies offering travel medical insurance and get covered today.

The little blue pill is not just for older men. E.D., or erectile dysfunction, is more common with age, but is becoming more and more common among men of all ages. While impotence my happen naturally in men as they age, young men are experiencing this problem more often due to factors other than age. Erectile dysfunction is characterized by the inability to get an erection, the inability to maintain an erection, and difficulty having an erection that is firm enough for intercourse. These symptoms are serious and can affect your relationship and your health no matter your age.


E.D. in Young Men

As many as 25 percent of men under 40 years of age may experience symptoms of erectile dysfunction. E.D. symptoms in young men may be caused by many factors ranging from psychological, neurological, or lifestyle issues.


Common causes for E.D. in young men include:

-Depression and other mood disorders

-Penile abnormalities

-Spinal cord injuries

-Performance anxiety

-Nerve injuries

-Hormone imbalance and disorders

-Multiple Sclerosis


-Antidepressant, alcohol, or drug use



-Poor diet


Considering the causes for erectile dysfunction are quite common, a young man may try to correct it on his own. E.D. is not something men like to talk about—neither with a doctor, nor with their partner. If you or someone you love experiences symptoms of erectile dysfunction, no matter your age, it’s important to see your doctor as soon as possible.


What Can Your Doctor Do?

It may be that a doctor you’ve had currently or in the past wanted to “throw pills” at the problem. The little blue pill (Viagra) might have gotten a lot of good press in recent years, but it is not the only treatment for E.D. Your doctor may discuss options such as injections, suppositories, penile implant surgery, and special devices which can increase blood flow to the penis. Your doctor may also treat your erectile dysfunction by improving artery health and blood flow, bringing blood pressure into a healthy range, and monitoring and controlling diabetes.


In order to have the best diagnosis and treatment for your erectile dysfunction, you should be honest with your physician about your symptoms and how it is affecting your life and relationship. You should notify your medical staff of all medication you take, including prescription, over the counter (OTC), remedies, supplements, and vitamins. Keep track of your symptoms and individual occurrences, patterns, and circumstances. Reflect on your stress, major life changes, relationship problems, habits such as smoking and drinking, and drug use. These may tell the story of your erectile dysfunction and help your doctor determine an appropriate treatment.


Your doctor’s visit may get personal. This is because your sexual function is personal! Expect to answer questions about the firmness of your erection, the frequency and effectiveness of masturbation, and your sexual activity. Your visit should include a physical exam, assessing the prostate and penis, as well as blood work and other lab tests.

The latest record for measles cases in the U.S. was set in 2014 with 667 reported cases for the twelve month year. According to the Centers for Disease Control and Prevention, we are close to breaking this record, and then some. Just shy of four full months into the year, the U.S. has seen 626 reported cases of measles in 22 different states. Some states with a high concentration of cases have even resorted to fining individuals who refuse to be vaccinated against measles. This serious illness is spread when an infected person breathes, coughs, or sneezes. It is a very contagious virus that can cause very serious symptoms.


What We know:

  • The United States is not the only place where measles are on the rise. The World Health Organization reports that measles cases are on the rise on a global scale.
  • The U.S. declared endemic measles elimination in 2000.
  • The key factors in eliminating measles in the United States include: vaccinating children between 12-15 months, vaccinating school-aged children a second time, vaccinating high-risk groups, maintaining measles awareness among professionals and the public, and working with domestic and international government agencies on global measles mortality reduction and elimination.
  • A study published in 2013 by the CDC showed no link between vaccines and Autism Spectrum Disorder (ASD).
  • The best prevention for measles is to get the measles/mumps/rubella shot.
  • 28% of children younger than 5 years who contracted measles (between 2001 and 2013) required hospital treatment.
  • Serious complications of measles can include pneumonia, croup, ear infections, encephalitis, brain damage, deafness, and death.
  • Unvaccinated people can get measles from being in the same room as an infected person up to 2 hours after the person is gone (CDC Parent Fact Sheet)


If someone in your family has fallen ill and you suspect measles, this is a very serious concern and should be reported to your doctor or local health department. The first signs of measles infection is a hacking cough, runny nose, high fever, and red eyes. Children may also develop Koplik’s spots (small red spots with blue/white centers) in the mouth before a skin rash develops. If a rash appears 3-5 days after symptoms start, it is time to visit the doctor. The measles rash may begin as red, flat spots on the forehead and turns reddish/brown as it moves down the neck, torso, arms, legs, and feet. The fever and rash should slowly go away after a few days, but the recovery will take longer. Children with a measles infection should be supervised by a doctor during recovery, should be encouraged to drink plenty of fluids, and allowed to rest. Never give a children with a viral illness aspirin or any form of aspirin. Keep your infected child away from others until the rash has been gone for at least 4 days. Do not go near people with compromised immune systems.


If you live in a state with a high concentration of measles cases or travel abroad and plan to do so with your child or at-risk family member, make sure to fully vaccinate and prevent measles infection from affecting your family, your community, and the world.

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