It seems that politicians are talking about healthcare more than the health professionals these days. While many Americans may not understand just what the government is doing messing with the medical industry, the governing bodies have a distinct goal. Now it’s just about making a plan to reach the goal.
Improve Access to Health Care
The main goal of the Affordable Care Act (2010) was to improve access to health care, and a major part of making it accessible was to first make it affordable. Three main goals helped to accomplish this task: make affordable health insurance available to more people, expand the Medicaid program to cover more adults with low incomes, and to support innovative medical care delivery methods designed to lower the cost of health care. Basically, in a society where healthcare is limited due to high cost, the government has set out to bring down the cost
An individual is no longer denied insurance, or forced to pay more for insurance due to a pre-existing condition. According to the Center for American Progress (CAP), about half of non-elderly Americans live with pre-existing conditions. Many of these Americans would be denied insurance coverage prior to the passing of the ACA in 2010. The most common of pre-existing conditions include high blood pressure and behavioral health disorders--both commonly lead to permanent disability. Improving healthcare access to people with these conditions improves America, benefits the workforce, and decreases the amount of non-elderly adults on public assistance.
In the past, a parent’s policy dropped a dependent when they turned 18, creating a circumstance where young adults were largely uninsured. Under the ACA, parents can continue to cover children until their 26th birthday.
Continue Public Insurance
The United States government continues to cover 43 percent of children under eighteen, 26 percent of adults over 65, and 20 percent of adults aged 18-64 through public insurance. In order to maintain this coverage, there are programs and plans in place that lower healthcare costs. For instance, the Medicaid Drug Rebate Program helps to offset the cost of prescription drugs.
Regulate Private Insurance
The ACA expands access to healthcare also by requiring employers to offer group insurance if they meet certain criteria. Other regulations require plans cover certain basic needs such as birth control and preventative care.
Basically, the government is involved in healthcare because it has gone too long under-regulated. Health insurance improves access to healthcare, so the government is attempting to improve access to health insurance. To learn more about the Affordable Care Act, visit Healthcare.gov. If you’re concerned about the government and healthcare, contact your representative. You can search for your representative on whoismyrepresentative.com.